---
title: "Bought an investment property before 12 May 2026?"
description: "Own an investment property from before 12 May 2026? Learn why a 1 July 2027 valuation may matter for CGT and how to compare 3 valuer quotes."
url: "https://yourpropertyvaluation.com.au/blog/1-july-2027-property-valuation"
published: "2026-10-05"
category: "Property Valuations"
publisher: "Your Property Valuation"
---

# Bought an investment property before 12 May 2026?

Why a 1 July 2027 property valuation may matter when you eventually sell.

The 2026 Federal Budget introduced major property tax changes that are now law. If you owned a residential investment property before 12 May 2026, the existing negative gearing treatment for that property is protected. But from 1 July 2027, the way capital gains are taxed changes.

For properties held across 1 July 2027, gains arising before and after that date are treated differently. That makes your property’s value at 1 July 2027 an important number when you eventually sell.

**Three simple questions can help you decide what to do next.**

## 1. Do I need a valuation?

**Ideally, yes.** If you bought your investment property before 12 May 2026 and still own it at 1 July 2027, having a valuation at that date may be important when you eventually sell.

## 2. Why do I need one?

Because it gives you the ability to compare two methods when your future capital gain is calculated:

|   |   |
| --- | --- |
| **Certified Valuation** | Uses a professionally supported value of your property as at 1 July 2027. |
| **ATO Apportionment Method** | Uses the prescribed formula to estimate the property’s value at 1 July 2027. |

Depending on your property’s purchase price, growth, costs and holding period, the difference between the two methods could be significant.

**Without a valuation, you cannot compare both methods. That could potentially mean more tax when you eventually sell.**

## 3. Why get one now?

You can choose between a desktop valuation and an in-person valuation.

For an in-person valuation, the valuer needs to inspect the property around the valuation date. Leave it too late and you may need to rely on a retrospective desktop valuation instead.

Organising it early also helps you avoid the last-minute rush and higher valuation costs as 1 July 2027 approaches.

## How it works

1. Choose your property
2. Get 3 quotes
3. Compare quotes
4. Choose a valuer
5. Complete the valuation
6. Receive your report

Free to request your quotes. You only pay once you choose a valuer.

**Get 3 Property Valuation Quotes** Get 3 quotes from registered valuers, compare your options and choose the valuation that suits you. [GET MY 3 QUOTES](https://yourpropertyvaluation.com.au/get-quotes) · [KNOW MORE](https://yourpropertyvaluation.com.au/cgt-guide)

*General information only. This article does not constitute tax, legal or financial advice. Your circumstances may differ, so seek professional advice before making a decision.*

Source: https://yourpropertyvaluation.com.au/blog/1-july-2027-property-valuation